Online Finance
Options - available on all orders over £350At
Home Fitness Direct , we understand that all our customers are not the same. They
purchase different products, with different needs in mind and of course prefer
to pay in different ways. Because of this,
we've put together a range of special finance deals that provide customers who
prefer not to pay by credit or debit card at the time of order, with an easy and
attractive alternative. Copies
of orders taken in store will be given to the customer at the time of placing
your order. Home
Fitness Direct Fit 'n' Finance, is the convenient way to get your hands on the
equipment you want today without breaking the bank! In short, our online finance
options give you the ability to spread the cost of the products you want NOW,
over a time frame that suits your budget. Read
on for more information, specific examples are shown on each product by simply
clicking the relevant icon. Note
that Home Fitness Direct finance is for consumer (private, non business) customers
only. Please see the FAQ
section for more information. What Are The
Finance Packages Available? All
products over £350.00 have Classic Credit over 24, 36 or 48 months available. Other
products may also have 'Buy Now Pay Later' over a 6 or 9 month period OR Interest
Free Credit over a 6, 9 or 12 month period. Classic
Credit - 24, 36 or 48 Months Take
the item for home and pay over 24, 36 or 48 months - you chose. This
credit facility is available on all items £350 and over, and is subject
to status. Classic Credit is simply a personal
loan, you pay monthly payments over 24, 36 or 48 months, the interest is calculated
at the beginning of the loan and remains fixed at an APR of 19.9% for the entire
period. Your monthly repayment will never change. You can settle the loan at any
time by requesting a settlement figure from the lender. No
Deposit Required. Subject to Status. Buy Now
Pay Later - 6 or 9 months Take this item and don't pay for 6 or 9 months
(see finance offer details which specify the applicable finance term/length). This
credit facility is available on selected items only, and is subject to status. Settle
the balance anytime before the end of your 6 month deferred period and PAY NO
INTEREST! OR Do nothing and you will make monthly payments by Direct
Debit commencing at the end of the deferred period for 42 or 39 months. 29.9%
APR. No Deposit Required. Subject to Status. 0% Interest Free Credit
- 6, 9 or 12 months Take this item and pay no interest for 6, 9 or 12
months (see finance offer details which specify the applicable finance term/length). This
credit facility is available on selected items only, and is subject to status. Your
Interest Free agreement is exactly what it says, Interest Free. Your repayments
will be divided over 6, 9 or 12 months and the APR is 0% No interest is
payable whatsoever No Deposit Required. Subject to Status. Please
see the FAQ section for
more information. We can deliver to your door a large range of exercise
equipment including elliptical
machines, treadmills,
exercise
bikes, cross
trainers, running
machines, steppers,
rowers
and much more. We are the largest independent supplier of
home and commercial exercise equipment on the internet and as an independent supplier
we have the benefit of seeing and testing all the products available on the market
for home fitness. | 
